Rideshare Accident Lawyers in St. Louis

If you’ve been in a Lyft or Uber accident, you’re going to want to reach out to a lawyer as soon as possible. These companies are massive and have enough insurance problems of their own, and can easily bully victims into a quick and easy settlement (if any).

A lot of people hesitate before reaching out to a lawyer because they think it’ll cost them more time, money, and effort than just dealing with the problem. At Halvorsen Klote Davis, we use what is known as contingency as a fee structure. This means you don’t pay us anything unless we win the case. Once a settlement is reached, we charge a percentage of the damages.

One complication would be determining who is at fault. Missouri, like 18 other states, is a no fault state which means the driver’s (or negligent party’s) insurance can cover loss of income, medical expenses, and other damages. However, companies like Uber and Lyft have insurance that can kick in on top of their drivers’ personal insurance (drivers are required to have insurance, of course). For instance, one complication is that these private contractors (drivers) may not be able to get coverage because they’re using their vehicles for business. Drivers are also unable to get workers compensation because of Lyft and Uber’s convoluted, stringent policies.

As of this writing, both Lyft and Uber provide $1 million in liability coverage to drivers while they’re on the app. For passengers, this can mean a major payout if you’re seriously injured.